SEIU Human Rights Conference – Retiree Breakout Session Digital Resources

Financial and Community Engagement Resources

We know retirement is a major life transition and can be difficult to plan for, but we want you to know SEIU Healthcare is here to help.
Our retiree program ensures members can continue contributing to the important work we do together.
By staying active, retirees receive a retiree gift, stay engaged in our movement, and can keep discounts or access new ones.
If you are retired or just interested in planning for your eventual post-work years, here is a list of retirement resources for your reference.

Retirement Program/Resource

Health and Welfare Benefits Resources

OHIP

Eligibility
Must be a permanent resident of Ontario maintaining a primary residence in Ontario and residing there at least 153 per year.

Coverage
18 months
After age 65, OHIP covers one eye exam and 2 minor follow-up assessments every 18 months

Ontario Drug Benefit

Eligibility
65 years or older
-OR-
living in a long-term care home, home for special care, Community Home for opportunity; 24 years of age or younger and not covered by a private insurance plan; receiving professional home and community care services; receiving benefits from Ontario Works or Ontario Disability Support Program; enrolled in the Trillium Drug Program

Coverage
Annual $100 per person deductible; copayment up to $6.11 per eligible prescription.
Seniors Co-Payment Plan for low-income seniors (net annual income of $25,000 for a single senior or $41,500 for a senior couple) – no annual deductible; reduced co-payment of $2 per eligible prescription.
If living in long-term care, home for special care, or community home for opportunity, receiving professional home and community care services, or receiving benefits from Ontario Works or Ontario Disability Support Program (ODSP) – no deductible; reduced co-payment of up to $2 per eligible prescription.

Trillium Drug Program
Eligibility

Resident of Ontario with valid Ontario health card number; do not already qualify for the Ontario Drug Benefit program (for example, you are not enrolled in a program such as Ontario Works); do not have an insurance plan that pays for 100% of your drugs; spend about 4% or more of your after-tax household income on prescriptiondrug costs

Coverage
Annual deductible (4% of net income, paid quarterly); $2 copayment per prescription

Ontario Seniors Dental Care Program (OSDCP)
Eligibility
65 years of age or older; resident of Ontario; annual net income of $25,000 or less for a single senior OR a combined annual net income of $41,500 or less for a couple; no other form of dental benefits, apart from the Canadian Dental Care Plan (CDCP), including private insurance or dental coverage under another government program

Coverage

  • check-ups, including scaling, fluoride and polishing
  • repairing broken teeth and cavities
  • x-rays
  • removing teeth or abnormal tissue (oral surgery)
  • anesthesia
  • treating infection and pain (endodontic services)
  • treating gum conditions and diseases (periodontal services)
  • partial coverage of dentures
Canadian Dental Care Plan (CDCP)

Eligibility
No access to dental insurance Adjusted family net income is less $90,000
Coverage
Canadian Dental Care Plan – DentalBenefits Guide – Canada.ca
Coordination of coverage with OSDCP

Assistive Devices Program (ADP)

Eligibility
Resident of Ontario with valid Ontario health card; have a disability requiring the equipment or supplies for 6 months or longer Cannot qualify or receive financial support for same equipment/supplies through WSIB or Veterans Affairs Canada
Coverage
ADP billed directly for 75% of cost of the following equipment and supplies:

For those receiving financial support from Ontario Works, ODSP, or Assistance for Children with Severe Disabilities, ADP covers 100% of cost